“Every financial worry you want to banish and financial dream you want to achieve comes from taking tiny steps today that put you on a path toward your goals.”
Suze Orman
Suze Orman
This wonderful quote from Suze Orman, sums up the whole financial planning process of a person leading to financial independence and peace.
Small but consecutive steps towards a certain goal, will eventually lead to success.
If small steps is all it takes to achieve our goals, then why are people suffering financially, why is the majority of world’s population is poor? why do we fail? why do we quit?
Without a doubt small steps do certainly lead us to our goals, but how many of us, take the most important first step at the right time, and keep following it with consecutive steps? Very few I would guess….
The first step towards achieving a goal is usually difficult, the more we brood over it, the more difficult it looks….
As human beings our actions or inaction is motivated either by fear of loosing what he already have or from the pleasure of having what we desire.
When the perceived fear of losing what we have is stronger than the happiness we aim to achieve from a certain action, it leads to indecision which further leads to procrastination.
Indecision is the biggest contributor to procrastination and procrastination is the biggest reason why many are still poor….
What is indecision?

Indecision
As discussed above, when the perceived fear of losing what we have is stronger than the pleasure of having or achieving what we desire, then we are in fix, unable to more forward or backward, letting the opportunity pass-by. This state of being in a fix is called indecision.
As we continue to let opportunities pass by our confidence takes a heavy beating, and we tend to accept financial disasters as inevitable part of our lives and start living a compromised life.
Brian Tracy explains the impact of decisiveness the opposite of Indecision, aptly through his quote “Decisiveness is a characteristic of high-performing men and women. Almost any decision is better than no decision at all.”
How to get rid of Indecision?
The following factors can largely contribute to the riddance of indecision;
Belief : Positive belief on its own can change the way we look and do things, and eliminating the fear of failure and helping us take the most important first step towards our goal. The following poem from Napoleon Hill’s Think and Grow Rich highlights the importance of belief;
If you think you are beaten….
“If you think you are beaten, you are, If you think you dare not, you don’t.
If you like to win, but you think you can’t, It is almost certain you won’t.
“If you think you’ll lose, you’re lost!!
For out of the world we find, Success begins with a fellow’s will— It’s all in the state of mind.
“If you think you are outclassed, you are, You’ve got to think high to rise,
You’ve got to be sure of yourself before You can ever win a prize.
“Life’s battles don’t always go, To the stronger or faster man,
But soon or late the man who wins Is the man WHO THINKS HE CAN!”
Have Coach or Mentor : Having a coach can make a significant difference in our lives. A good coach knows when to push and when to let loose, he knows how to motivate and channel our inner strength towards the achievement of our goals..
He sees things from a different perspective, and also sees things we do not notice. A good coach improves our confidence levels by eliminating the perceived fears lingering in our minds therefore eliminating the indecision…
While many factors can be added to this list, I reckon the above discussed are the most important in eliminating indecision, improving our focus towards banishing our fears and achieving our goals..
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